a　hundred　dollars　for　a　pocket…handkerchief？　That　was　not　said　with
  your　usual　good　sense；　my　dear。　People　must　be　MADE　of　money　to
  pay　out　so　much　at　one　time。〃
  〃When　may　I　tell　Mrs。　Thoughtful；　then；　that　you　will　send　it　to　her？〃
  〃I　am　sure　that　is　more　than　I　can　say。　Pa　will　be　in　no　hurry　to　give　me
  more　money　soon；　and　I　want；　at　this　moment；　near　a　hundred　dollars'
  worth　of　articles　of　dress　to　make　a　decent　appearance。　The　Society
  can　be　in　no　such　hurry　for　its　subscriptions；　they　must　amount　to　a
  good　deal。〃
  〃Not　if　never　paid。　Shall　I　lend　you　the　moneymy　mother　gave　me　ten
  dollars　this　morning；　to　make　a　few　purchases；　which　I　can　very　well　do
  without　until　you　can　pay　me。〃
  〃DO；　dear　girlyou　are　always　one　of　the　best　creatures　in　the　world。
  How　much　is　it？　three　dollars　I　believe。〃
  〃Six；　if　you　pay　the　past　and　present　year。　I　will　pay　Mrs。　Thoughtful
  before　I　go　home。　But；　dear　Eudosia；　I　wish　you　had　not　bought　that
  foolish　pocket…handkerchief。〃
  〃Foolish！　Do　you　call　a　handkerchief　with　such　lace；　and　all　this
  magnificent　work　on　it；　and　which　cost　a　HUNDRED　DOLLARS；
  foolish？　Is　it　foolish　to　have　money；　or　to　be　thought　rich？〃
  〃Certainly　not　the　first；　though　it　may　be　better　not　to　be　thought　rich。　I
  wish　to　see　you　always　dressed　with　propriety；　for　you　do　credit　to
  your　dress；　but　this　handkerchief　is　out　of　place。〃
  〃Out　of　place！　Now；　hear　me；　Clara；　though　it　is　to　be　a　great　secret。
  What　do　you　think　Pa　is　worth？〃
  〃Bless　me；　these　are　things　I　never　think　of。　I　do　not　even　know　how
  much　my　own　father　is　worth。　Mother　tells　me　how　much　I　may　spend；
  and　I　can　want　to　learn　no　more。〃
  〃Well；　Mr。　Murray　dined　with　Pa　last　week；　and　they　sat　over　their
  wine　until　near　ten。　I　overheard　them　talking；　and　got　into　this　room　to
  listen；　for　I　thought　I　should　get　something　new。　At　first　they　said　nothing
  but　'lotslotsup　towndown　towntwenty…five　feet　frontdollar；
  dollar；　dollar。'　La！　child；　you　never　heard　such　stuff　in　your　life！〃
  〃One　gets　used　to　these　things；　notwithstanding；〃　observed　Clara；　drily。
  〃Yes；　one　DOES　hear　a　great　deal　of　it。　I　shall　be　glad　when　the
  gentlemen　learn　to　talk　of　something　else。　But　the　best　is　to　come。　At
  last；　Pa　asked　Mr。　Murray　if　he　had　inventoried　lately。〃
  〃Did　he？〃
  〃Yes；　he　did。　Of　course　you　know　what　that　means？〃
  〃It　meant　to　FILL；　as　they　call　it；　does　it　not？〃
  〃So　I　thought　at　first；　but　it　means　no　such　thing。　It　means　to　count　up；
  and　set　down　how　much　one　is　worth。　Mr。　Murray　said　he　did　THAT
  every　month；　and　of　course　he　knew　very　well　what　HE　was　worth。　I
  forget　how　much　it　was；　for　I　didn't　care；　you　know　George　Murray　is
  not　as　old　as　I　am；　and　so　I　listened　to　what　Pa　had　inventoried。　Now；
  how　much　do　you　guess？〃
  〃Really；　my　dear；　I　haven't　the　least　idea；〃　answered　Clara；　slightly
  gaping〃a　thousand　dollars；　perhaps。〃
  〃A　thousand　dollars！　What；　for　a　gentleman　who　keeps　his　coachlives
  in　Broadwaydresses　his　daughter　as　I　dress；　and　gives　her　hundred…
  dollar　handkerchiefs。　Two　hundred　million；　my　dear；　two　hundred
  million！〃
  Eudosia　had　interpolated　the　word　〃hundred；〃　quite　innocently；　for；　as
  usually　happens　with　those　to　whom　money　is　new；　her　imagination　ran
  ahead　of　her　arithmetic。　〃Yes；〃　she　added；　〃two　hundred　millions；
  besides　sixty　millions　of　odd　money！〃
  〃That　sounds　like　a　great　deal；〃　observed　Clara　quietly；　for；　besides
  caring　very　little　for　these　millions；　she　had　not　a　profound　respect　for
  her　friend's　accuracy　on　such　subjects。
  〃It　IS　a　great　deal。　Ma　says　there　are　not　ten　richer　men　than　Pa　in　the
  state。　Now；　does　not　this　alter　the　matter　about　the　pocket…
  handkerchief？　It　would　be　mean　in　me　not　to　have　a　hundred…dollar
  handkerchief；　when　I　could　get　one。〃
  〃It　may　alter　the　matter　as　to　the　extravagance；　but　it　does　not　alter　it　as
  to　the　fitness。　Of　what　USE　is　a　pocket…handkerchief　like　this？　A
  pocket…handkerchief　is　made　for　USE；　my　dear；　not　for　show。〃
  〃You　would　not　have　a　young　lady　use　her　pocket…handkerchief　like　a
  snuffy　old　nurse；　Clara？〃
  〃I　would　have　her　use　it　like　a　young　lady；　and　in　no　other　way。　But　it
  always　strikes　me　as　a　proof　of　ignorance　and　a　want　of　refinement
  when　the　uses　of　things　are　confounded。　A　pocket…handkerchief；　at　the
  best；　is　but　a　menial　appliance；　and　it　is　bad　taste　to　make　it　an　object　of
  attraction。　FINE；　it　may　be；　for　that　conveys　an　idea　of　delicacy　in　its
  owner；　but　ornamented　beyond　reason；　never。　Look　what　a　tawdry　and
  vulgar　thing　an　embroidered　slipper　is　on　a　woman's　foot。〃
  〃Yes；　I　grant　you　that；　but　everybody　cannot　have　hundred…dollar
  handkerchiefs；　though　they　may　have　embroidered　slippers。　I　shall　wear
  my　purchase　at　Miss　Trotter's　ball　to…night。〃
  To　this　Clara　made　no　objection；　though　she　still　looked　disapprobation
  of　her　purchase。　Now；　the　lovely　Eudosia　had　not　a　bad　heart；　she　had
  only　received　a　bad　education。　Her　parents　had　given　her　a　smattering
  of　the　usual　accomplishments；　but　here　her　superior　instruction　ended。
  Unable　to　discriminate　themselves；　for　the　want　of　this　very　education；
  they　had　been　obliged　to　trust　their　daughter　to　the　care　of　mercenaries；
  who　fancied　their　duties　discharged　when　they　had　taught　their　pupil　to
  repeat　like　a　parrot。　All　she　acquired　had　been　for　effect；　and　not　for
  the　purpose　of　every…day　use；　in　which　her　instruction　and　her　pocket…
  handkerchief　might　be　said　to　be　of　a　piece。
  CHAPTER　XI。
  And　here　I　will　digress　a　moment　to　make　a　single　remark　on　a　subject
  of　which　popular　feeling；　in　America；　under　the　influence　of　popular
  habits；　is　apt　to　take　an　exparte　view。　Accomplishments　are　derided　as
  useless；　in　comparison　with　what　is　considered　household　virtues。　The
  accomplishment　of　a　cook　is　to　make　good　dishes；　of　a　seamstress　to
  sew　well；　and　of　a　lady　to　possess　refined　tastes；　a　cultivated　mind；　and
  agreeable　and　intellectual　habits。　The　real　VIRTUES　of　all　are　the　same；
  though　subject　to　laws　peculiar　to　their　station；　but　it　is　a　very　different
  thing　when　we　come　to　the　mere　accomplishments。　To　deride　all　the
  refined　attainments　of　human　skill　denotes　ignorance　of　the　means　of
  human　happiness；　nor　is　it　any　evidence　of　acquaintance　with　the
  intricate　machinery　of　social　greatness　and　a　lofty　civilization。　These
  gradations　in　attainments　are　inseparable　from　civilized　society；　and　if
  the　skill　of　the　ingenious　and　laborious　is　indispensable　to　a　solid
  foundation；　without　the　tastes　and　habits　of　the　refined　and　cultivated；　it
  never　can　be　graceful　or　pleasing。
  ｛exparte　=　should　be　〃ex　parte〃one…sided　（Latin）｝
  Eudosia　had　some　indistinct　glimmerings　of　this　fact；　though　it　was　not
  often　that　she　came　to　sound　and　discriminating　decisions　even　in
  matters　less　complicated。　In　the　present　instance　she　saw　this　truth　only
  by　halves；　and　that；　too；　in　its　most　commonplace　aspect；　as　will　appear
  by　the　remark　she　made　on　the　occasion。
  〃Then；　Clara；　as　to　the　PRICE　I　have　paid　for　this　handkerchief；〃　she
  said；　〃you　ought　to　remember　what　the　laws　of　political　economy　lay
  down　on　such　subjects。　I　suppose　your　Pa　makes　you　study　political
  economy；　my　dear？〃
  〃Indeed　he　does　not。　I　hardly　know　what　it　means。〃
  〃Well；　that　is　singular；　for　Pa　says；　in　this　age　of　the　world；　it　is　the　only
  way　to　be　rich。　Now；　it　is　by　means　of　a　trade　in　lots；　and　political
  economy；　generally；　that　he　has　succeeded　so　wonderfully；　for；　to　own
  the　truth　to　you；　Clara；　Pa　hasn't　always　been　rich。〃
  〃No？〃　answered　Clara；　with　a　half…suppressed　smile；　she　knowing　the
  fact　already　perfectly　well。
  〃Oh；　nofar　from　itbut　we　don't　speak　of　this　publicly；　it　being　a　sort
  of　disgrace　in　New　York；　you　know；　not　to　be　thought　worth　at　least
  half　a　million。　I　dare　say　your　Pa　is　worth　as　much　as　that？〃
  〃I　have　not　the　least　idea　he　is　worth　a　fourth　of　it；　though　I　do　not
  pretend　to　know。　To　me　half　a　million　of　dollars　seems　a　great　deal　of
  money；　and　I　know　my　father　considers　himself　poorpoor；　at　least；　for
  one　of　his　station。　But　what　were　you　about　to　say　of　political
  economy？　I　am　curious　to　hear　how　THAT　can　have　any　thing　to　do
  with　your　handkerchief。〃
  〃Why；　my　dear；　in　this　manner。　You　know　a　distribution　of　labor　is　the
  source　of　all　civilizationthat　trade　is　an　exchange　of　equivalentsthat
  custom…houses　fetter　these　equivalentsthat　nothing　which　is　fettered　is
  free〃
  〃My　dear　Eudosia；　what　IS　your　tongue　running　on？〃
  〃You　will　not　deny；　Clara；　that　any　thing　which　is　fettered　is　not　free？
  And　that　freedom　is　the　greatest　blessing　of　this　happy　country；　and　that
  trade　ought　to　be　as　free　as　any　thing　else？〃
  All　this　was　gibberish　to　Clara　Caverly；　who　understood　the　phrases；
  notwithstanding；　quite　as　well　as　the　friend　who　was　using　them。　Political
  economy　is　especially　a　science　of　terms；　and　free　trade；　as　a　branch　of
  it　is　called；　is　just　the　portion　of　it　which　is　indebted　to　them　the　most。
  But　Clara　had　not　patience　to　hear　any　more　of　the　unintelligible　jargon
  which　has　got　possession　of　the　world　to…day；　much　as　Mr。　Pitt's
  celebrated　sinking…fund　scheme　for　paying　off　the　national　debt　of　Great
  Britain　did；　half　a　century　since；　and　under　very　much　the　same
  i