At　the　moment　when　Mr。　Wendell　personified　his　idea　of　consummate
  villainy　by　quoting　the　example　of　Fauntleroy；　I　saw　the　other
  middle…aged　gentlemanMr。　Trowbridgecolor　up　on　a　sudden；　and
  begin　to　fidget　in　his　chair。
  〃The　next　time　you　want　to　produce　an　instance　of　a　villain；
  sir；〃　said　Mr。　Trowbridge；　〃I　wish　you　could　contrive　to　quote
  some　other　example　than　Fauntleroy。〃
  Mr。　Wendell　naturally　enough　looked　excessively　astonished　when
  he　heard　these　words；　which　were　very　firmly　and；　at　the　same
  time；　very　politely　addressed　to　him。
  〃May　I　inquire　why　you　object　to　my　example？〃　he　asked。
  〃I　object　to　it；　sir；〃　said　Mr。　Trowbridge；　〃because　it　makes　me
  very　uncomfortable　to　hear　Fauntleroy　called　a　villain。〃
  〃Good　heavens　above！〃　exclaimed　Mr。　Wendell；　utterly　bewildered。
  〃Uncomfortable！you；　a　mercantile　man　like　myselfyou；　whose
  character　stands　so　high　everywhereyou　uncomfortable　when　you
  hear　a　man　who　was　hanged　for　forgery　called　a　villain！　In　the
  name　of　wonder；　why？〃
  〃Because；〃　answered　Mr。　Trowbridge；　with　perfect　composure；
  〃Fauntleroy　was　a　friend　of　mine。〃
  〃Excuse　me；　my　dear　sir；〃　retorted　Mr。　Wendell；　in　as　polished　a
  tone　of　sarcasm　as　he　could　command；　〃but　of　all　the　friends　whom
  you　have　made　in　the　course　of　your　useful　and　honorable　career；
  I　should　have　thought　the　friend　you　have　just　mentioned　would
  have　been　the　very　last　to　whom　you　were　likely　to　refer　in
  respectable　society；　at　least　by　name。〃
  〃Fauntleroy　committed　an　unpardonable　crime；　and　died　a
  disgraceful　death；〃　said　Mr。　Trowbridge。　〃But；　for　all　that；
  Fauntleroy　was　a　friend　of　mine；　and　in　that　character　I　shall
  always　acknowledge　him　boldly　to　my　dying　day。　I　have　a
  tenderness　for　his　memory；　though　he　violated　a　sacred　trust；　and
  die　d　for　it　on　the　gallows。　Don't　look　shocked；　Mr。　Wendell。　I
  will　tell　you；　and　our　other　friends　here；　if　they　will　let　me；
  why　I　feel　that　tenderness；　which　looks　so　strange　and　so
  discreditable　in　your　eyes。　It　is　rather　a　curious　anecdote；　sir；
  and　has　an　interest；　I　think；　for　all　observers　of　human　nature
  quite　apart　from　its　connection　with　the　unhappy　man　of　whom　we
  have　been　talking。　You　young　gentlemen；〃　continued　Mr。
  Trowbridge；　addressing　himself　to　us　juniors；　〃have　heard　of
  Fauntleroy；　though　he　sinned　and　suffered；　and　shocked　all
  England　long　before　your　time？〃
  We　answered　that　we　had　certainly　heard　of　him　as　one　of　the
  famous　criminals　of　his　day。　We　knew　that　he　had　been　a　partner
  in　a　great　London　banking…house；　that　he　had　not　led　a　very
  virtuous　life；　that　he　had　possessed　himself；　by　forgery；　of
  trust…moneys　which　he　was　doubly　bound　to　respect；　and　that　he
  had　been　hanged　for　his　offense；　in　the　year　eighteen　hundred　and
  twenty…four；　when　the　gallows　was　still　set　up　for　other　crimes
  than　murder；　and　when　Jack　Ketch　was　in　fashion　as　one　of　the
  hard…working　reformers　of　the　age。
  〃Very　good；〃　said　Mr。　Trowbridge。　〃You　both　of　you　know　quite
  enough　of　Fauntleroy　to　be　interested　in　what　I　am　going　to　tell
  you。　When　the　bottles　have　been　round　the　table；　I　will　start
  with　my　story。〃
  The　bottles　went　roundclaret　for　the　degenerate　youngsters；
  port　for　the　sterling；　steady…headed；　middle…aged　gentlemen。　Mr。
  Trowbridge　sipped　his　winemeditated　a　littlesipped　againand
  started　with　the　promised　anecdote　in　these　terms：
  CHAPTER　II。
  WHAT　I　am　going　to　tell　you；　gentlemen；　happened　when　I　was　a
  very　young　man；　and　when　I　was　just　setting　up　in　business　on　my
  own　account。
  My　father　had　been　well　acquainted　for　many　years　with　Mr。
  Fauntleroy；　of　the　famous　London　banking　firm　of　Marsh；　Stracey；
  Fauntleroy　&　Graham。　Thinking　it　might　be　of　some　future　service
  to　me　to　make　my　position　known　to　a　great　man　in　the　commercial
  world；　my　father　mentioned　to　his　highly…respected　friend　that　I
  was　about　to　start　in　business　for　myself　in　a　very　small　way；
  and　with　very　little　money。　Mr。　Fauntleroy　received　the
  intimation　with　a　kind　appearance　of　interest；　and　said　that　he
  would　have　his　eye　on　me。　I　expected　from　this　that　he　would　wait
  to　see　if　I　could　keep　on　my　legs　at　starting；　and　that；　if　he
  found　I　succeeded　pretty　well；　he　would　then　help　me　forward　if
  it　lay　in　his　power。　As　events　turned　out；　he　proved　to　be　a　far
  better　friend　than　that；　and　he　soon　showed　me　that　I　had　very
  much　underrated　the　hearty　and　generous　interest　which　he　had
  felt　in　my　welfare　from　the　first。
  While　I　was　still　fighting　with　the　difficulties　of　setting　up　my
  office；　and　recommending　myself　to　my　connection；　and　so　forth；　I
  got　a　message　from　Mr。　Fauntleroy　telling　me　to　call　on　him；　at
  the　banking…house；　the　first　time　I　was　passing　that　way。　As　you
  may　easily　imagine；　I　contrived　to　be　passing　that　way　on　a
  particularly　early　occasion；　and；　on　presenting　myself　at　the
  bank；　I　was　shown　at　once　into　Mr。　Fauntleroy's　private　room。
  He　was　as　pleasant　a　man　to　speak　to　as　ever　I　met　withbright；
  and　gay；　and　companionable　in　his　mannerwith　a　sort　of　easy；
  hearty；　jovial　bluntness　about　him　that　attracted　everybody。　The
  clerks　all　liked　himand　that　is　something　to　say　of　a　partner
  in　a　banking…house；　I　can　tell　you！
  〃Well；　young　Trowbridge；〃　says　he；　giving　his　papers　on　the　table
  a　brisk　push　away　from　him；　〃so　you　are　going　to　set　up　in
  business　for　yourself；　are　you？　I　have　a　great　regard　for　your
  father；　and　a　great　wish　to　see　you　succeed。　Have　you　started
  yet？　No？　Just　on　the　point　of　beginning；　eh？　Very　good。　You　will
  have　your　difficulties；　my　friend；　and　I　mean　to　smooth　one　of
  them　away　for　you　at　the　outset。　A　word　of　advice　for　your
  private　earBank　with　us。〃
  〃You　are　very　kind；　sir；〃　I　answered；　〃and　I　should　ask　nothing
  better　than　to　profit　by　your　suggestion；　if　I　could。　But　my
  expenses　are　heavy　at　starting；　and　when　they　are　all　paid　I　am
  afraid　I　shall　have　very　little　left　to　put　by　for　the　first
  year。　I　doubt　if　I　shall　be　able　to　muster　much　more　than　three
  hundred　pounds　of　surplus　cash　in　the　world　after　paying　what　I
  must　pay　before　I　set　up　my　office；　and　I　should　be　ashamed　to
  trouble　your　house；　sir；　to　open　an　account　for　such　a　trifle　as
  that。〃
  〃Stuff　and　nonsense！〃　says　Mr。　Fauntleroy。　〃Are　_you_　a　banker？
  What　business　have　you　to　offer　an　opinion　on　the　matter？　Do　as　I
  tell　youleave　it　to　mebank　with　usand　draw　for　what　you
  like。　Stop！　I　haven't　done　yet。　When　you　open　the　account；　speak
  to　the　head　cashier。　Perhaps　you　may　find　he　has　got　something　to
  tell　you。　There！　there！　go　awaydon't　interrupt　megood…byGod
  bless　you！〃
  That　was　his　wayah！　poor　fellow；　that　was　his　way。
  I　went　to　the　head　cashier　the　next　morning　when　I　opened　my
  little　modicum　of　an　account。　He　had　received　orders　to　pay　my
  drafts　without　reference　to　my　balance。　My　checks；　when　I　had
  overdrawn；　were　to　be　privately　shown　to　Mr。　Fauntleroy。　Do　many
  young　men　who　start　in　business　find　their　prosperous　superiors
  ready　to　help　them　in　that　way？
  Well；　I　got　ongot　on　very　fairly　and　steadily；　being　careful
  not　to　venture　out　of　my　depth；　and　not　to　forget　that　small
  beginnings　may　lead　in　time　to　great　ends。　A　prospect　of　one　of
  those　great　endsgreat；　I　mean；　to　such　a　small　trader　as　I　was
  at　that　periodshowed　itself　to　me　when　I　had　been　some　little
  time　in　business。　In　plain　terms；　I　had　a　chance　of　joining　in　a
  first…rate　transaction；　which　would　give　me　profit；　and　position；
  and　everything　I　wanted；　provided　I　could　qualify　myself　for
  engaging　in　it　by　getting　good　security　beforehand　for　a　very
  large　amount。
  In　this　emergency；　I　thought　of　my　kind　friend；　Mr。　Fauntleroy；
  and　went　to　the　bank；　and　saw　him　once　more　in　his　private　room。
  There　he　was　at　the　same　table；　with　the　same　heaps　of　papers
  about　him；　and　the　same　hearty；　easy　way　of　speaking　his　mind　to
  you　at　once；　in　the　fewest　possible　words。　I　explained　the
  business　I　came　upon　with　some　little　hesitation　and　nervousness；
  for　I　was　afraid　he　might　think　I　was　taking　an　unfair　advantage
  of　his　former　kindness　to　me。　When　I　had　done；　he　just　nodded　his
  head；　snatched　up　a　blank　sheet　of　paper；　scribbled　a　few　lines
  on　it　in　his　rapid　way；　handed　the　writing　to　me；　and　pushed　me
  out　of　the　room　by　the　two　shoulders　before　I　could　say　a　single
  word。　I　looked　at　the　paper　in　the　outer　office。　It　was　my
  security　from　the　great　banking…house　for　the　whole　amount；　and
  for　more；　if　more　was　wanted。
  I　could　not　express　my　gratitude　then；　and　I　don't　know　that　I
  can　describe　it　now。　I　can　only　say　that　it　has　outlived　the
  crime；　the　disgrace；　and　the　awful　death　on　the　scaffold。　I　am
  grieved　to　speak　of　that　death　at　all；　but　I　have　no　other
  alternative。　The　course　of　my　story　must　now　lead　me　straight　on
  to　the　later　time；　and　to　the　terrible　discovery　which　exposed　my
  benefactor　and　my　friend　to　all　England　as　the　forger　Fauntleroy。
  I　must　ask　you　to　suppose　a　lapse　of　some　time　after　the
  occurrence　of　the　events　that　I　have　just　been　relating。　During
  this　interval；　thanks　to　the　kind　assistance　I　had　received　at
  the　outset；　my　position　as　a　man　of　business　had　greatly
  improved。　Imagine　me　now；　if　you　please；　on　the　high　road　to
  prosperity；　with　good　large　offices　and　a　r